Yesterday, I was catching up with a friend and fellow youth soccer coach. He happens to be a public stock research analyst. Although we were talking soccer, not business, we ended our conversation musing over the stock market’s Monday decline, which now appears to have extended into Tuesday.

His read; it’s all about oil. For those that haven’t been paying attention, oil prices have dropped precipitously. There are a number of factors at play including weak demand in emerging nations, and the emergence of alternative fuels. But for the most part, this issue is oversupply. Did you know that the United States is now the World’s largest oil producer? Surprising right!

In most cases, a decline in oil prices (particularly a supply…